Privacy Disclosure

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Payment history
  • Income
  • Transaction history
  • Account balances
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does Farmers State Bank share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call 307-245-3221


What we do
How does Farmers State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers State Bank collect my personal information? We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Use your debit card
  • Make deposits or withdrawals from your account
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers State Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Farmers State Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Farmers State Bank doesn’t jointly market.


At the recommendation of health and governmental officials, we are restricting access to the lobby. - ONLY ONE CUSTOMER AT A TIME MAY ENTER THE LOBBY - PLEASE STOP AT THE FIRST COUNTER - PLEASE MAINTAIN A 6 ft DISTANCE - PLEASE ENTER ONLY IF YOU NEED TO WITHDRAW CASH OR NEED TO CASH A CHECK. Otherwise please drop your deposits or payments into the night drop located on the front of the bank to the left of the door. - PLEASE USE YOUR DEBIT CARD FREE OF CHARGE FOR CASH FROM OUR ATMs located at Pine Bluffs Exxon and Pine Bluffs Sinclair. Our ATM located at Knotty Pine Saloon is not currently available to the public. - PLEASE MAKE AN APPOINTMENT FOR ALL OTHER BANKING SERVICES. CALL 307-245-3221. We are still operating as before, we just need to maintain physical separation. All banking services are still available, however, we ask if you wish to speak with a lender, open an account or for other inquiries, please call 307-245-3221 to make an appointment. You may continue your normal banking activity using: · Online Banking · Telephone Banking · Night Drop · ATM · Debit Cards We appreciate your cooperation as we do our part to keep our staff, customers and community as safe and healthy as possible at this time.