The money deposited in Farmers State Bank doesn’t just sit idle in our vault.  It gets put to work in the local community every time we make a loan.  We believe that the best investment we can make is one to our friends and neighbors; not to someone in a big city hundreds of miles away.  Because of this, we have been in business for over 100 years.  And since we are a small business and make all of our loan decisions right here in eastern Laramie County, we are uniquely qualified to understand your situation and act faster than our competition.

So give us a call or stop by and see what Farmers State Bank can do for you!



Personal Loans

Farmers State Bank has a wide variety of loan programs to meet your personal financing needs.  Our personal loan programs include:

  • Vehicle Loans
  • Motorcycle Loans
  • RV and Campers Loans
  • ATVs Loans
  • Boats and Watercraft Loans
  • Personal Loans



Farms, Ranches, and related businesses are paramount to our local economy. Farmers State Bank was founded by farmers and ranchers. We understand and appreciate your challenges. We will work with you on any loan size and help you design a plan for success. Our agricultural loan programs include:

  • Operating Lines
  • Equipment Loans
  • Cattle Loans
  • Real Estate Loans
  • Government Guaranteed (FSA) Loans



Business & Commercial

Local businesses provide us with the day-to-day services and products that we all need. From the local grocer, to the local gas station, to the local trucker, at Farmers State Bank we provide both small and larger businesses with the loan options to make each business more successful. Our Business/Commercial loan programs include:

  • Operating Lines
  • Equipment Loans
  • Improvement Loans
  • Inventory Loans
  • Real Estate Loans


Reminder: Effective Friday, September 22, 2023, your online banking will be in view only mode. On October 2, 2023, you will be logging into a new online banking website for Farmers State Bank. You can expect an email on Sunday October 1, 2023, with the information on how to log into the new website. Please contact the bank if you have any questions. Thanks for your patience during our conversion.