The money deposited in Farmers State Bank doesn’t just sit idle in our vault.  It gets put to work in the local community every time we make a loan.  We believe that the best investment we can make is one to our friends and neighbors; not to someone in a big city hundreds of miles away.  Because of this, we have been in business for over 100 years.  And since we are a small business and make all of our loan decisions right here in eastern Laramie County, we are uniquely qualified to understand your situation and act faster than our competition.

So give us a call or stop by and see what Farmers State Bank can do for you!



Personal Loans

Farmers State Bank has a wide variety of loan programs to meet your personal financing needs.  Our personal loan programs include:

  • Vehicle Loans
  • Motorcycle Loans
  • RV and Campers Loans
  • ATVs Loans
  • Boats and Watercraft Loans
  • Personal Loans



Farms, Ranches, and related businesses are paramount to our local economy. Farmers State Bank was founded by farmers and ranchers. We understand and appreciate your challenges. We will work with you on any loan size and help you design a plan for success. Our agricultural loan programs include:

  • Operating Lines
  • Equipment Loans
  • Cattle Loans
  • Real Estate Loans
  • Government Guaranteed (FSA) Loans



Business & Commercial

Local businesses provide us with the day-to-day services and products that we all need. From the local grocer, to the local gas station, to the local trucker, at Farmers State Bank we provide both small and larger businesses with the loan options to make each business more successful. Our Business/Commercial loan programs include:

  • Operating Lines
  • Equipment Loans
  • Improvement Loans
  • Inventory Loans
  • Real Estate Loans


At the recommendation of health and governmental officials, we are restricting access to the lobby. - ONLY ONE CUSTOMER AT A TIME MAY ENTER THE LOBBY - PLEASE STOP AT THE FIRST COUNTER - PLEASE MAINTAIN A 6 ft DISTANCE - PLEASE ENTER ONLY IF YOU NEED TO WITHDRAW CASH OR NEED TO CASH A CHECK. Otherwise please drop your deposits or payments into the night drop located on the front of the bank to the left of the door. - PLEASE USE YOUR DEBIT CARD FREE OF CHARGE FOR CASH FROM OUR ATMs located at Pine Bluffs Exxon and Pine Bluffs Sinclair. Our ATM located at Knotty Pine Saloon is not currently available to the public. - PLEASE MAKE AN APPOINTMENT FOR ALL OTHER BANKING SERVICES. CALL 307-245-3221. We are still operating as before, we just need to maintain physical separation. All banking services are still available, however, we ask if you wish to speak with a lender, open an account or for other inquiries, please call 307-245-3221 to make an appointment. You may continue your normal banking activity using: · Online Banking · Telephone Banking · Night Drop · ATM · Debit Cards We appreciate your cooperation as we do our part to keep our staff, customers and community as safe and healthy as possible at this time.